Terms and conditions


1.1 IKYC (the Service) is a service supplied by iSPIRAL IT Solutions Ltd, headquartered in Cyprus with company number HE161837 of 178, Omirou Street, 1st Floor, Aradippou, 7102 Larnaca, Cyprus. If you plan to use this Site (the Site), you must first read and commit to these terms of use (Terms) carefully. If you do not agree with these terms, you cannot use the Site.

1.2. You will be considered to have approved the terms by using the Site. The Terms constitute a contractual legal arrangement between us and you, incorporating our privacy and disclaimer policies. If during the course of your employment, you have access to the Site and/or Service through an agency that has validly entered into an arrangement with us for the use of the Service (Service Agreement), you will also be considered to have agreed and be bound by these Terms.

1.3. You accept that, as and when we decide, we will amend the Terms without notice to you. We will post any updates to the Terms on the Site and you should search on subsequent visits for any changes. Any use of the Site by you shall be considered to have been approved by the terms in effect at that time.

1.4. References to the Clauses are references to the Clauses of these Words (unless otherwise provided). Words contain the plural in the singular and the singular in the plural. All other genders include use of either gender. A reference to a specific law shall be a reference to that law as it is currently in effect, having regard to any modification, expansion, application, or re-enactment, which shall include any subordinate laws rendered under that law for the time being in force. Including references to Inclusion(s) shall be considered to mean inclusion without limitation and inclusion(s) without limitation, respectively.


2.1. You reflect and warrant to us that any and all of your information (including any information you provide about your registration to use the Service) is valid, correct and full. You consent to notify us of any changes to such details promptly. You agree not to impersonate or use a fake name or a name you are not allowed to use by any other person or organization. We reserve the right, at our sole discretion, to deny any request from you to register as a user of the Service and/or to suspend your use of the Site and/or the Service where we assume, in our sole discretion, that you are on the beach of Clause 2.


3.1. You accept that we will modify the structure, content, and nature of the Site at any time without notice to you in order to improve user experience.

3.2. You accept, in particular, that:

3.2.1 We can stop providing you with any or all of the Site and/or the Service. 


4.1.  Your use of the Site, including any registration process, can require the disclosure to us of personal data relating to data subjects (which term includes sensitive personal data) (personal data, sensitive personal data and data subjects each as defined by the Data Protection Legislation). “Data Protection Legislation” means as applicable: (i) the Data Protection Act 1998, until the effective date of its repeal; (ii) the General Data Protection Regulation ((EU) 2016/679) (GDPR) and any national implementing laws, regulations, and secondary legislation, for so long as the GDPR is effective in the EU and UK, and (iii) any successor legislation to the Data Protection Act 1998 and the


4.2. In case you do so reveal such personal data you:

4.2.1. Warrant and reflect to us that you have obtained all consents and approvals and have taken all appropriate steps as needed by relevant law for the purposes of disclosure to us and subsequent use by us of any such data relating to third parties in the provision of the Site in compliance with our Privacy Policy; and

4.2.2. You agree to the use of such personal data in relation to any personal data relating to you in compliance with our privacy policy. 

Restrictions on Use

5.1. You can use the Site only in compliance with these Terms and as allowed by any applicable law and/or decree of any competent regulatory authority. You consent to use the Platform for your own non-commercial usage and benefit.

5.2. You consent not to access (or attempt to access), track and/or copy any of the Pages by any automatic means, including the use of agents, spiders, robots, scripts, or Site crawlers.

5.3. You consent not to participate in any operation that interferes with or disrupts the Site, or the servers and networks linked to the it.

5.4. You shall use the Site, the Service, and any database accessible via the Site (each of these databases) only for your own private purposes (save to the extent that we otherwise agree in writing). For example, without our prior written permission, you cannot copy any or part of the contents of the Site or any archive for the purpose of making those contents accessible to third parties. You understand that each database was generated by investing considerable time, resources and money on our important intellectual property or our associated organizations. If under the terms of a legal Service Agreement, you browse the Service and/or any Database, you may use any copies of the search output in compliance with the terms of that Service Agreement and exclusively for your internal business purposes.

Intellectual Property

6.1. The platform includes a collection of (content) material (including text, data files, video, audio, graphics and other content) that is covered by copyrights, trademarks and other types of intellectual property rights acknowledged and protected by national and international legislation. You consent to comply with all other rules as apply to you. 

6.2.  You cannot copy or make any use of any portion of the Site (or the Service and/or any database) or use any content for any reason, except as allowed by these Terms. In particular, you can not alter, rent, lease, loan, transfer, distribute or produce derivative works on the basis of the Material, in whole or in part, unless we or the owners of the Content have expressly allowed you to do so in a separate arrangement.

6.3. Until you have clear written permission to do so you cannot use any of the trademarks, trade names, service marks, copyrights, badges, domain names, and other recognizable brand features belonging to us or any third party. You consent not to change, delete, or obscure any notices of exclusive rights (including notices of copyright and trademarks) that may appear on or be kept within the Site.

6.4. You accept that by doing so, you are solely liable for any material that you create, upload, or view while using the Site and for the effects of your actions (including any loss or harm that we might suffer). You accept that we are not responsible for regulating the use of any content: you are liable for the security and compliance of any such right.

6.5. You give us a permanent, irrevocable, royalty-free, and non-exclusive license to use any material submitted by you in any way that we deem fit on the Platform in our absolute discretion (including the option not to use it, or to use only part, to delete or archive it, or to make such changes to such Content as we in our sole discretion may determine). As part of the technological process of providing the site, you accept that we can transmit or distribute your content over various public networks and in different media. Finally, you reflect and warrant to us that you have all the powers, privileges and jurisdiction required for the license found in this section to be issued.

6.6. Intellectual Property Rights in these Words shall mean all intellectual property rights, whether licensed or unregistered (including any application) anywhere they exist in the world, including copyright, database rights, inventions, patent claims, patent rights, product rights, trademarks, trademark applications, trademark registrations, trademark rights, trade secrets and any other intellectual property and patented material rights that could be in effect now or hereafter, all changes, continuations, renewals and extends of the above and all claims, acts, causes of action, fines, fees, losses, profits, sanctions, recoveries and remedies arising under the laws of every land, state or authority in the world relating to any past, current or potential violation of all of the foregoing. Intellectual property rights in these terms are interpreted to mean all intellectual property rights, whether licensed or unregistered (including any application) anywhere they exist in the world

Term and Termination

7.1. These Terms shall begin on the date on which you enter the Site and shall continue for the length of your usage whenever you access the Site.


7.2. We can automatically terminate our relationship with you upon giving you written notice if any of the following occurs.


7.2.1. if you file a lawsuit or have a petition filed by a trustee for your winding up, or if you convene a meeting to pass a motion for voluntary winding up, or if you enter into some liquidation (other than for the purposes of a bona fide reconstruction or amalgamation), or have a receiver or administrator appointed (where you are an individual)

7.2.2. where we consider we are bound by law to end our agreement with you (including where the provision of the Platform and/or the Service is unconstitutional or becomes illegal);

7.2.3. wherein our view, the provision of the Site and/or Service is no longer economically viable;

7.2.4. if according to the provisions of a Service Agreement, you are using the Service and/or its archive, this Service Agreement is terminated.

7.3. Termination shall not impair any vested privileges, arising as at the date of termination, of either you or us. Notwithstanding the expiration of the Terms, Clauses 2, 4, 6, 7, 8, 9, 12, 13.2, 13.3, and 14 shall remain in full power and effect.

7.4. You understand that we are entitled to disable any password used by you for your use of the Site immediately upon expiration of these Conditions, or when we feel that our rights or the Site are jeopardized at our absolute discretion and without warning to you.

Exclusion and Limitation of Liability

8.1. Nothing in these Terms, including this clause 8, shall exclude or prohibit any contract or liability which may not be constitutionally precluded or limited by applicable law, including liability for fraud or death or personal injuries incurred by neglect thereof.

8.2. Although we authorize you to use the Platform, there are no express or implied terms, warranties, representations or other provisions that are binding on us except as clearly specified in these Terms (including implied warranties and conditions of merchantability, fitness for a particular purpose and non-infringement).


8.3. You accept and consent expressly that your use of the Site is at your own risk and that the Site is given as-is and as-is available.


8.4. We, our subsidiaries and distributors, and our licensors, in particular, do not reflect or warrant that. 

8.4.1. your use of the Platform (including its use of some other software) would fulfil your requirements;

8.4.2. your use of the site is uninterrupted, prompt, safe or error-free;

8.4.3. any details that you receive as a result of your use of the Site would be correct, credible or accurate.

8.4.4. defects in the operating or functioning of the platform, service and/or other database will be corrected, rectified, or remedied.

8.5. Any material downloaded or otherwise acquired or accessed by the use of the site shall be carried out at your own discretion and expense, and you shall be solely liable for any harm to, failure or prejudice to or loss of data arising from the download or connection to, your computer machine or other devices.

8.6. No advice or information, whether oral or written, received from us or from any of our subsidiaries, associates, authorities, employees or staff, or via or from the Site shall give rise to any assurance not expressly provided for in the Terms. Although we receive information in good faith from sources that we deem to be credible for use on the Site, you agree that the content of the Site is based on the information given to us by third parties and is not independently checked by us. The aim of the Site is not to provide tax, legal or investment advice. We shall not be responsible in any manner for any inaccuracies or omissions on the Site, nor for any delays in upgrading it. Any such responsibility is to the fullest degree allowed by statute, exempt by us.

8.7. You understand and accept expressly that we and our licensors are not accountable to you for:

8.7.1. any actual, indirect, special, accidental or consequential loss or harm that may occur in conjunction with or unavailability of the Site and/or its use;

8.7.2. profit loss, business revenue, goodwill and expected savings:

8.7.3. any exchange or other damages that you could suffer as a result of any material being used or reliant on;

8.7.4. the deletion, corruption or non-storage of any content and other correspondence data maintained or distributed by or by the use of the Site;

8.7.5. any impact that the use of the Site could have on any applications used in conjunction with the Site; 

8.7.6. the deletion, corruption, or inability to store any content and other contact data retained or distributed by or by your use of the Site and/or 

8.7.7. your inability to keep safe and private any password used by you in your use of the Site.


8.8. Whether or not we have been told or should have been aware of the probability of any such damages occurring, the restriction on our obligation to you in Section 8.7 above would apply. 

8.9. If, for any cause whatsoever, any exclusion found in these Terms is held to be null, our gross aggregate responsibility to you shall be reduced to €150 (A HUNDRED AND FIFTY EURO). You agree that this restriction on our responsibility is fair, in view of the fact that you are not expected to make any reimbursement for the license issued under these terms and conditions. 

8.10. You recognize and accept that you are in a better position than us to foresee and evaluate any possible harm or injury you may incur in connection with the use of the Site, Program, and/or any Database; that we are unable to properly insure your potential liability; that you are not required to make any payment for the license granted under these Terms; and that you are not required to make any payment for the license granted under these Terms;

8.11. We cannot promise that our Site is secure or protected from viruses or glitches. You are responsible for setting up the information technology, applications, and network for accessing our Site. Your own tools for virus security should be used.

8.12. You must not misuse our Site by knowingly introducing viruses, trojans, worms, logic bombs or other material that is malicious or technologically harmful. You must not attempt to gain unauthorised access to our Site, the server on which our Site is stored or any server, computer or database connected to our Site. You must not attack our Site via a denial-of-service attack or a distributed denial-of service attack. By breaching this provision, you would commit a criminal offence under the Computer Misuse Act 1990. We will report any such breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use our Site will cease immediately.


8.13. References in this Clause 8 to the Site shall be deemed to include references to the Service and/or to any and all Databases.


Third-Party Software 

9.1. It could be appropriate for you to use special computing equipment or to download or update such pieces of software in order for you to make full use of the platform, the service and/or any database. If you are unable to access any or part of the Site because you do not have access to the appropriate software or facilities, we shall not infringe these Conditions and shall not be responsible for any loss, harm or cost that may result from your failure to access the Site, the Facility and/or the Database.


10.1. A We reserve the right to reject requests from individuals or groups that we deem unacceptable to attach to our site. Please contact us for more information or to seek permission to connect to the site.

10.2. The site can have links that make it easy for you to visit other sites. We have no influence over these pages, and we are not responsible for any loss or harm that you might suffer as a result of the availability of such external sites or resources, or as a result of any dependence on the completeness, quality or presence of any ads, goods or other materials on or accessible from those sites or resources. 


11.1. You give us the right to inspect the use of the Website in order to ensure that you comply with these terms and conditions.


12.1. You shall remain private, shall not use any password used by you in your use of the Site for any reason not allowed under these Conditions, and shall not reveal any password used by you in your use of the Site.


13.1. Within these Conditions, you shall not assign, pass or sub-license any of your rights or responsibilities. We can delegate all or any of our rights at any time and transfer all or any of our obligations under these terms and conditions.

13.2. Failure to execute either of the provisions of these Terms at any time by us shall not be read or perceived to be a waiver of our rights, nor shall this impair, in any manner, the legitimacy of any or any portion of these Terms, nor shall it impact our ability to take consequential action.

13.3. Where, to some degree, any portion of any provision of these Terms is or becomes unconstitutional, illegal or unenforceable, the remainder of that provision and all other provisions of these Terms shall remain true and enforceable to the fullest extent permissible by statute.

13.4. These Terms reflect the whole arrangement between you and us with regard to the subject matter of these Terms and supersede all prior agreement between you and us with regard to the Web. Neither you nor us in deciding to join these Terms depended on some assertion or claim rendered by the other.

Law and Jurisdiction

14.1. These Terms shall be read in compliance with the laws of the EU and Cyprus and the parties hereby apply to the sole jurisdiction of the courts of Cyprus to resolve any controversy arising under these Terms.


15.1. Questions, comments and inquiries surrounding these terms and conditions are welcome and should be sent to helpdesk@i-spiral.com